NFA, JWT or FA: how partial and full access accounts differ

Three labels turn up constantly in game account listings — FA, NFA and JWT. The difference between them decides everything: what you pay, what you actually receive and how long you get to use it. Let’s take them in order.

FA — full access

FA (Full Access) means the account is handed over in full: login, password and the email it is tied to. Owning the email lets you change the password, detach other devices and effectively become the owner of the profile. It costs more, but the account stays yours, and the progress and purchased games stay with it.

NFA — temporary access to someone else’s account

NFA (No Full Access) means the account is not handed over at all. You are given a way into someone else’s profile; the email, Steam Guard and owner rights stay with the seller. Hence the price — a fraction of the alternative. And hence the main limitation: access ends when the owner returns to the account.

Sellers usually name no specific period. Their rules mention a “warranty period”, but its length is not stated in the offers — and that is not sloppiness, it is the nature of the format: nobody can guarantee someone else’s behaviour.

JWT — the same thing with a longer launch

JWT is not a separate kind of product but a second way of launching the same access. The start is identical: a key arrives after payment and you hand it to the seller’s bot. The last step differs — with NFA the bot returns a file that already carries the session and you just run it, while with JWT you receive a sign-in program and enter the key into it by hand. Neither format gives you a login and password.

The second difference matters more and concerns the warranty. Neither format names a period for the access itself: with the NFA offers in our section it ends when the owner returns to the account, while the seller behind the JWT offers says nothing about how access ends at all. But their warranty windows differ in sharpness: NFA offers mention a warranty period without naming its length, while the JWT offers in our section state one hour from activation outright — within that hour the seller replaces the account through their bot, and after it they do not. Hence a simple rule: activate the key when you are ready to sign in and check the account immediately, not “later tonight”.

How access is delivered — the least obvious part

This is where expectations go wrong most often. Access of this kind does not necessarily arrive as a login and password.

What follows describes the chain used by the NFA offers in our section — the rules below belong to them specifically. In JWT offers it runs one step longer: instead of a file carrying a ready session, the bot hands over a sign-in program that you additionally paste the key into. The formats share exactly one thing, and it is the important one: you have to run someone else’s program on your own computer. The rest — how many devices, which operating system, how to sign out — is not stated by the seller behind the JWT offers, and the neighbouring section’s rules must not be carried over.

A common chain looks like this: a key arrives by email, you activate it in the seller’s bot, and the bot issues an executable file carrying a ready authorisation session — an .exe you run on your machine, which adds the account to your game client.

What that means in practice (the rules of the NFA offers in our section):

• The file may be run on one device only. On a second one the access breaks, and no replacement is given for that.
• You need an ordinary home PC — typically Windows 10 or 11 and an administrator account.
• Caution is warranted. Running an executable from an unfamiliar seller is always a risk; nothing stops you from checking the file through VirusTotal first, and sellers’ own instructions usually carry that warning.
• You have to sign out correctly. “Change account” is normally required rather than “Sign out” — an incorrect sign-out counts as breaking the key, and so does deleting the account from the client.

If that delivery method does not suit you, that is a perfectly good reason to pick a pricier format: a key, a gift or an FA account.

Warranty: what gets replaced and what does not

🚨 Every seller has their own rules, and they must not be carried from one offer to another. What follows describes the rules of the NFA offers in our section — they are the most detailed ones. JWT offers come with shorter terms: the seller states only a one-hour warranty from activation and a replacement through their bot, naming no separate deadline for bans. Always read the terms of the card you are actually buying.

One clause from the NFA rules is worth memorising before you buy.

You get a replacement if the owner reclaimed the account within the warranty period and you followed the usage rules.

A ban is replaced only if you are quick. A Community Ban or VAC complaint is accepted within the first 10 minutes after activating the key. That is the only hard deadline in the whole scheme: miss it and the ground is not considered. So it makes sense to activate the key when you are ready to sign in and check the account straight away, rather than “later tonight”.

You do not get a replacement if, among other things: the owner is playing on the account; the account has a VAC ban in another game; the key was broken (an incorrect sign-out or running the file on a second device); the account was already issued as a replacement; the account is banned on game servers; the warranty period has expired.

A separate word on rank. Complaints about the rank or the Trust Factor are usually not covered — and in CS2 the rank is exactly what you pay extra for: the high-ELO variants cost noticeably more than the base one. The rank is paid for but not guaranteed; worth keeping in mind when picking an expensive variant.

And on the delivery method. It can differ from offer to offer with the same seller — even within one product line. Read the instructions attached to that specific offer, not to a neighbouring one.

How NFA and JWT differ from a shared account

There is a third, similar-looking format — the shared account with offline mode. People buy it for single-player games: the client is switched to offline, the campaign can be finished in full, but there is no multiplayer and no achievements.

NFA and JWT work differently: they are a normal online sign-in. That is why this format mostly covers session-based games — CS2, Rust, DayZ, ARC Raiders, Battlefield 6 — where the value is the session itself, not the saved progress. The same games in the JWT format live in JWT Accounts: Rust, CS2, DayZ, ARC Raiders, Battlefield 6.

What the labels on the variants mean

The price of such an account — in NFA and in JWT alike — depends on what has already been played on it:

• Hours (“from 500 hours”, “from 1000 to 2000 hours”) — time played in that game. Many servers enforce an hours threshold below which you are not let in.
• Inactive (seen in the NFA line) — sellers usually give no definition; by common usage it marks accounts the owner has not signed into for a long while. Such variants cost more — the assumption being that there is less chance they turn up and cut your session short.
• Days offline (“5 days offline”, “15 days offline”, also from the NFA line) — the same idea as “inactive”, just as a number: how long the owner has been away. Sellers give no definition for this either, and the price rises with the number.
• Rank and medals (Prime, Premier, last-season ELO) — the state of the competitive profile in CS2.
• Inventory (“from $500”, “knives and gloves”) — items on the account. You can look at them; you cannot take them: the inventory stays with the owner.

What you must not do with such an account

1. Attach your payment details. The card will stay on someone else’s account.
2. Buy games or in-game items. Everything purchased goes to the owner.
3. Change anything in the profile — nickname, avatar, description, friend list, privacy settings. The rules of the NFA offers in our section forbid it outright and it voids your right to a replacement; the seller behind the JWT offers states no profile rules, but the profile is someone else’s all the same.
4. Count on keeping progress. Everything you play stays on someone else’s profile.
5. Use the account as a replacement for your own. NFA and JWT alike are short-lived access, not a permanent profile.

What to check before buying

• The format on the card — NFA or JWT rather than FA: neither the email nor the password is included.
• The delivery method — a login and password or an executable file, and whether you are comfortable with it.
• The contents of the variant — hours, rank, inventory: what exactly you are paying extra for.
• The replacement terms — what the seller covers and what they do not.
• The final amount at the seller’s checkout — some platforms add a fee for the chosen payment method on top of the price.

Bazelio is a storefront: payment is taken by the seller on their own platform, and the seller delivers access and handles replacement. General selection principles live on the “How to choose” page, and what to do right after buying any account is covered in “Bought a ready-made account”.